Attention homeowners in Ruther Glen and Caroline County: Need an appraisal?

The top reasons VA homeowners use Charles Pinkard, Inc.:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Caroline county's assessment of your propertyvalue
  3. To lower a mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a VA divorce, when real estate property needs to be divided
  7. To settle an estate in Caroline county or VA by determining the true market value of property in question

Need help determining the value of your house in or near Ruther Glen, VA?
Contact Charles Pinkard, Inc..

At Charles Pinkard, Inc., we understand the particular needs of a consumer looking for appraisal services. Our usual business clients understand the appraisal process and the customary reporting formats. Being a homeowner that ordinarily doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Charles Pinkard, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are seasoned in helping clients just like you do away with unnecessary PMI insurance.

Challenging Caroline county's assessment of your property

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an appraisal report from Charles Pinkard, Inc. is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow standpoint. An appraisal from Charles Pinkard, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for efficiency, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Charles Pinkard, Inc. can help you with that. While typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.